Up Your Buying Power with our VISA Credit Card
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Members of Shelby County Federal Credit Union can own a Visa Card with low minimum payments and no annual fee!
Connects with Your Online Banking
View transactions and other account activity through your Online Banking account
Easy Payments
Pay your bill through Online Banking via transfers from other SCFCU accounts
Advanced Security
Our VISA Cards have been updated with the latest advances in chip technology
Build Credit
Pay off your VISA bill consistently and timely to increase your credit score and purchasing power.
To report a Lost/Stolen VISA Card call:
During business hours: 901-930-0757
After 5 PM: 1-888-241-2510
If outside the US: 909-941-1398
Loan rates, terms, and amount are subject to individual credit approval and requested financing amount.
Only Credit Union members are eligible for loans. The amount a member may borrow depends on the credit rating qualifications and guidelines established by the Board of Directors.
In most instances, the interest rates on Credit Union loans are lower than rates charged by other financial institutions. Compare the cost of a Credit Union loan to the total cost of other financing. There are no hidden cost or early payment penalties.
A member wishing to borrow must complete a loan application, which provides some of the information on which our loan officers base their decisions. Loan applications are available by calling or visiting the Main or Branch office.
The loan repayment period is based on the type of loan obtained and the collateral offered. Interest is computed daily on the unpaid balance. The amount of interest due when a payment is made depends on the number of days from the date of the loan or from the date of the last payment. Repayment through payroll deduction is encouraged and there is no pre-payment penalty..