Have fun in the sun with our Vacation Loans!
$1,200 at 18.0% APR with
repayment plan of 12 Months!
> Loans available starting June 1 – July 31, 2025
> Apply in person or online
Qualifications:
- $1,200 @ 18.00% for 12 months.
- Not based on credit score, even a zero (0) credit score.
- DTI must be 80% or less.
- Must be an active member of SCFCU for one (1) full calendar year.
- 1 Signature Loan per member which includes the Vacation Loan
- Payroll Deduction/ Auto Transfer payment required.
- No application fees.
- 12-months continuous verified employment required.
- Debt protection is available; however, this is not a requirement.
- Share, Share Draft and Loan accounts balance must be in good standing with SCFCU at the time of application.
- Members cannot be in active Bankruptcy.
- Members must be discharged from a Bankruptcy for 12 months or more.
* To apply for this loan in person with the Printed Application, please print, complete and sign. Submit the application by by mail, fax, or deliver to one of our locations. If you have questions, please call us for help at (901)377-8929.