Have fun in the sun with our Vacation Loans!

$1,200 at 18.0% APR with

repayment plan of 12 Months!

> Loans available June 1 – July 31, 2025

> Apply in person or online

Qualifications:

  • $1,200 @ 18.00% for 12 months.
  • Not based on credit score, even a zero (0) credit score.
  • DTI must be 60% or less.
  • Must be an active member of SCFCU for one (1) full calendar year.
  • There is a $35 loan processing fee.
    Debt protection is required.
  • 1 Signature Loan per member which includes the Vacation Loan
  • Payroll Deduction/ Auto Transfer payment required.
  • No application fees.
  • 12-months continuous verified employment required.
  • Share, Share Draft and Loan accounts balance must be in good standing with SCFCU at the time of application.
  • Members cannot be in active Bankruptcy.
  • Members must be discharged from a Bankruptcy for 12 months or more.

* To apply for this loan in person with the Printed Application, please print, complete and sign.  Submit the application by by mail, fax, or deliver to one of our locations.  If you have questions, please call us for help at (901)377-8929.