Make the holidays magical with our HOLIDAY LOAN!

December 1 – 22, 2023

$1,200 at 18.0% APR with repayment plan of 12 Months!

> Effective December 1 – 22, 2023

> Apply in person or online

> Not based on credit score


  • Must an active member of the SCFCU for one (1) full calendar year
  • Payroll Deduction / Auto Transfer payment required
  • No application fees
  • 12-months continuous verified employment required
  • Debt protection available
  • Share and Share Draft account balance must be in good standing with SCFCU at the time of application
  • Must not be in active Bankruptcy
  • Discharged from bankruptcy for 6 months or more

* To apply for this loan in person with the Printed Application, please print, complete and sign.  Submit the application by by mail, fax, or deliver to one of our locations.  If you have questions, please call us for help at (901)377-8929.