Spread some magic this season with our
HOLIDAY LOAN!
November 1 – December 31, 2025
$1,200 at 18.0% APR with repayment
of 12 Months!
> Effective November 1 – December 31, 2025
> Apply in person or online
> Not based on credit score, even a zero credit score.
> $35 processing fee
Qualifications:
- Must an active member of the SCFCU for one (1) full calendar year
- Debt-to-Income ratio must be 60% or less.
- Payroll Deduction / Auto Transfer payment required
- $35 processing fee
- 12-months continuous verified employment required
- Debt protection is required
- Share and Share Draft account balance must be in good standing with SCFCU at the time of application
- Must not be in active bankruptcy
- Member must be discharged from bankruptcy 1 year or more at the time of the application
* To apply for this loan in person with the Printed Application, please print, complete and sign. Submit the application by by mail, fax, or deliver to one of our locations. If you have questions, please call us for help at (901) 810-7283.
Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Agency.
Electronic mail on this site is not secure, and confidential or personal information should not be communicated in this manner. For general inquiries, click here.
Copyright 2023 by Shelby County Federal Credit Union